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How Will Changes at HUD Impact Older Americans?
As the baby boomer generation enters retirement age, a larger number of Americans are now over the age of 65. In fact, as of 2020, about 55.8 million people, or one in six, fall into this age group. However, a recen...
Streamlining Affordable Housing Applications: Pittsburgh's Innovative AI Program
Pittsburgh is starting a new program to make it quicker and easier for people to apply for affordable housing, using artificial intelligence (AI). The local Housing Authority is facing a cha...
Homeowners Rush to Refinance as Mortgage Rates Drop
Recently, mortgage rates fell to their lowest level since March, giving homeowners a chance to refinance their loans and save money. The average rate for a 30-year fixed mortgage dropped to 6.67% as of August 8, after repo...
How Much Does a Mortgage Cost Each Month After the Federal Reserve’s Interest Rate Cut in October 2025?
In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...
7 Surprising Things Your Home Insurance Covers
Although you may think you know all the specifics of your home insurance policy, there's more to it than meets the eye. It is essential to understand the general coverage provided by your plan; however, it may contain cer...
60,000 Americans at Risk of Losing Homes Without Congress Action
The United States Department of Housing and Urban Development has alerted that 60,000 Americans who are escaping homelessness or domestic violence may lose their rental help by next year’s end if Congres...
Essential Guide to Home Loans for First-Time Buyers in 2025
Buying your first home is a big step, and figuring out how to pay for it can be stressful. But there are special loans designed to make it easier for first-timers. These loans often require less money up f...
Los Angeles Housing Authority Pauses New Section 8 Applications Amid Funding Uncertainties
The Housing Authority in Los Angeles is not taking new applications for its Section 8 housing voucher program for now. This decision affects around 3,300 families who were hoping to g...
Plans to Make Affordable Homes Energy-Efficient Put on Hold by Federal Agency
Earlier in the year, two apartment buildings in Chicago, home mostly to elderly people with lower incomes, were about to get a significant makeover to save energy. The idea was to use a m...
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