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No one needs reminding that 2020 was a year full of shut-downs, lock-downs and more business closures than anyone can count. Even for people who kept their jobs as an essential worker, the rest of the economy was closed down and pretty...

For a year, we had heard rumors about the apartment on the 3rd floor. The downstairs tenant whispered about the reclusive tenant.  He paid his rent on time and seemingly left anyone else alone.  I had always dismissed the gossip ...

Many employees save money each month for bills and services after retirement. However, some struggle to save enough due to financial obligations or low income, affecting their well-being an...

When you retire, you will no longer have an income from employment. Your retirement benefits will be your only source of income.  It is crucial to understand how your benefits are calculated and what facto...

Many people dream of owning homes now or in the future. However, they might not know that owning a home requires them to cater to responsibilities such as buying homeowner's insurance. Before purchasing a home, ...

Take a quick guess about how many thunderstorms are active at any given moment on Earth....   It's a big number.  At any given time about 1,800 thunderstorms are raging, e...

Buying a house requires a lot of paperwork. Whether you're getting a mortgage or not, there are several documents you'll need throughout the home buying process. Being prepared with the right documents can make the process fast...

Life in Celina, Texas was slow-paced and community-focused, with farmers meeting for coffee and neighbors gathering at church. However, Celina, like many rural towns across America, is changing fast.  On...

Clinical trials are essential for developing and improving new drugs, treatments, and medical devices.  They also require willing participants to help researchers assess safety and efficacy. Beyond contributing to me...